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Memorial Day is one of the most significant federal holidays in the United States, observed each year to honor and remember the men and women who sacrificed their lives while serving in the military.

This solemn occasion, falling on the last Monday of May, also marks the unofficial start of summer for many Americans — complete with barbecues, parades, and family gatherings.

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However, for those planning errands like visiting the bank, mailing packages, or sending last-minute gifts, it’s crucial to know which services will be operating during the holiday.

As Memorial Day 2025 approaches on Monday, May 26, many wonder: Are banks open?

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Will the post office be delivering mail?

What about major package carriers like UPS and FedEx?

This guide will assist you in navigating the holiday schedule for essential services, allowing you to plan accordingly and avoid any inconvenience.

What is Memorial Day and When is it Observed?

Before diving into the operational details of banks, postal services, and couriers, it’s important to understand the significance of Memorial Day itself.

Memorial Day is the nation’s primary annual observance for mourning and honoring deceased U.S. servicemen and women, according to the U.S. Department of Veterans Affairs. service members who died in the line of duty.

Originally called “Decoration Day,” the holiday dates back to the 1860s, shortly after the Civil War, when families and communities began decorating gravesites with flowers and flags to honor fallen soldiers.

Today, Memorial Day is observed on the last Monday in May each year, which means the date changes annually.

In 2025, Memorial Day will be observed on Monday, May 26.

Are Banks Open on Memorial Day 2025?

For many Americans, Memorial Day is a day off work and school, but it also means that certain financial institutions temporarily close their doors.

Memorial Day 2025

All major national banks are closed

As Memorial Day is a federal holiday, most national banks are closed on this day.

Bank of America and Wells Fargo have announced that they will close branches on May 26, 2025.

Other prominent banks such as Capital One, PNC, Truist, Chase, and Citibank traditionally follow suit, closing most of their physical branches on Memorial Day as well.

This closure means that services such as teller assistance, in-person account access, and safe deposit box access will generally be unavailable.

What Should You Know About Online and ATM Services?

While brick-and-mortar branches close for Memorial Day, many banks continue to offer 24/7 digital banking services, including online and mobile apps.

Customers can still check balances, transfer funds, deposit checks via mobile capture, and pay bills online.

ATMs typically remain accessible on holidays, but keep in mind that some machines located inside closed bank branches or retail locations may not be operational.

Important Considerations

  • 🎖️Transaction Processing: Although you can initiate many banking activities online, any transactions requiring manual processing, such as wire transfers or check clearances, will likely be delayed until the next business day (Tuesday, May 27).
  • 🎖️Customer Service: Telephone customer support hours may be reduced or unavailable on Memorial Day, depending on the bank. Check your bank’s website or call ahead if you anticipate needing help.

Is the U.S. Post Office Open on Memorial Day 2025? Will Mail Be Delivered?

The United States Postal Service (USPS) also observes Memorial Day as a federal holiday, which impacts mail delivery and post office operations.

Post Offices Are Closed

On Memorial Day, all post offices across the country will be closed to the public.

This means no retail services such as mailing packages, buying stamps, or picking up parcels will be available on Monday, May 26.

Mail delivery has been suspended

No regular mail delivery will occur on Memorial Day, and post offices will be closed.

Residential mailboxes will not receive letters, parcels, or other mail on this day.

Priority Mail Express Delay Notice

There is one important exception: USPS Priority Mail Express service operates 365 days a year, including federal holidays.

If you have a package shipped via this expedited service, it may still be delivered on Memorial Day.

This service is typically reserved for urgent or time-sensitive shipments and comes with an additional cost.

Will UPS be open and delivering packages on Memorial Day in 2025?

UPS, one of the nation’s largest package delivery companies, adjusts its services in observance of Memorial Day as well.

UPS Pickup and Delivery Services Are Suspended

On Memorial Day, UPS will not offer regular pickup or delivery services.

This includes residential and commercial deliveries, as well as freight shipments.

UPS Stores May Be Closed

Many locations of The UPS Store will be closed for the holiday.

However, some franchise or independently operated stores may choose to open with limited hours.

If you plan to visit a local UPS Store, it’s wise to check directly with that location for their specific Memorial Day hours.

UPS Express Critical Service

UPS provides a specialized Express Critical service available all year round, including holidays.

This premium service is intended for urgent shipments that require immediate attention and is available through mnx.com or by calling 1-800-714-8779.

FedEx Operations on Memorial Day 2025: What to Expect

FedEx, another major courier service, also follows a holiday schedule for Memorial Day.

FedEx Pickup and Delivery Mostly Unavailable

Most FedEx pickup and delivery services will not operate on Memorial Day

. This includes standard FedEx Express, FedEx Ground, and FedEx Home Delivery services.

FedEx Office Hours May Vary

FedEx Office retail locations often adjust their hours on federal holidays.

Some offices may be closed, while others might operate on reduced hours. Customers should check with their local FedEx Office in advance to avoid disappointment.

Exceptions for Urgent Shipments

Similar to UPS, FedEx offers certain expedited services that may operate during holidays.

Customers with time-critical shipments should contact FedEx directly to understand their options.

How to Plan Ahead for Memorial Day 2025

With the knowledge that banks, post offices, UPS, and FedEx services will be limited or closed on Memorial Day, planning ahead is essential.

Banking Tips

  • 🎖️Complete essential banking transactions early: If you need to make deposits, withdraw cash, or handle other in-person transactions, visit your bank branch before the holiday weekend.
  • 🎖️Schedule bill payments in advance: Set up automatic payments or make manual payments before May 26 to avoid any late fees or service disruptions.
  • 🎖️Verify customer support availability: If you anticipate needing phone support, check your bank’s holiday hours.

Mailing and Shipping Tips

  • 🎖️Mail packages early: If you need to send items with USPS, plan to drop them off before the holiday. Be aware that mail will not be picked up or delivered on Memorial Day.
  • 🎖️Choose expedited shipping if urgent: Use USPS Priority Mail Express or expedited services from UPS or FedEx if your shipment is time-sensitive and requires delivery on the holiday.
  • 🎖️Track shipments closely: Check tracking information regularly to stay updated on your package’s status during the holiday period.
  • 🎖️Confirm retail store hours: For UPS Store and FedEx Office visits, call ahead or check online for holiday operating hours.

Memorial Day: A Day of Remembrance and Service

While many Americans view Memorial Day as a long weekend for relaxation and summer festivities, it is important to remember its true purpose.

Memorial Day honors the brave men and women who made the ultimate sacrifice serving the United States military.

It is a solemn reminder of the cost of freedom and a day to pay tribute to those who gave their lives.

Many communities host parades, ceremonies at cemeteries, and other events to commemorate fallen service members.

Observing a moment of silence or visiting memorials is a meaningful way to honor their memory.

Final Thoughts

Memorial Day 2025 will see the closure of most banks, USPS offices, and major shipping services such as UPS and FedEx, as they observe this important federal holiday.

If you have errands involving banking or mailing, planning ahead is key to avoiding last-minute hassles.

Keep in mind:

  • 🎖️Banks: Branches will be closed; however, digital banking and ATMs will still be available.
  • 🎖️USPS: There will be no mail delivery or retail services at post offices, except for Priority Mail Express.
  • 🎖️UPS and FedEx: Most delivery and pickup services will be temporarily suspended; however, some specialized expedited options may still be available.

By staying informed and preparing in advance, you can navigate the Memorial Day holiday smoothly while also taking a moment to honor and remember the heroes of our nation.

Author

  • 마테우스 네이바는 우나 대학교 센터에서 커뮤니케이션 학위와 디지털 마케팅 대학원 디플로마를 취득했습니다. 카피라이터로서의 경험을 바탕으로 어드바이스 코리아의 콘텐츠를 연구하고 제작하며 독자들에게 명확하고 정확한 정보를 제공하기 위해 노력하고 있습니다.